Girls Just Want to Have Funds

Author: Alexandra Pultz
Editor: Carly Meyer Bentley

As I near the end of my sophomore year, I’ve found myself reflecting on how much I’ve learned—especially about money. When I first came to college, I had little knowledge about budgeting or spending wisely. That changed quickly. One moment stands out vividly: at the end of my freshman year, my debit card was declined while trying to buy a latte. It was humbling—and eye-opening.

Since that moment, I’ve become much more aware of how I earn and spend money.

Earning Money in College

During my freshman year, I assumed making money while in school was nearly impossible. I knew on-campus jobs existed, but I had no clue where to find them or how to apply. That lack of knowledge contributed directly to my latte debacle.

Now, with more experience under my belt, I realize there are plenty of ways to earn money as a student. My biggest tip? Take advantage of your university’s career center and student employment websites. A quick search for “(your school) student employment” will often lead to job listings with flexible hours and minimal time commitment—perfect for college schedules.

Beyond campus jobs, there are also opportunities like babysitting or tutoring. Ask around in clubs, talk to friends, or check Facebook Groups focused on your campus or local community. There’s more out there than you might expect.

Spending with Purpose

One of the most valuable lessons I’ve learned is to spend intentionally. College life constantly tempts you to spend—on food, clothes, events, and late-night impulse buys. But thoughtful spending makes a big difference. One small habit that helped me: pausing before each purchase to ask, “Do I really need this?” That simple question has helped me cut down on impulse spending and make more meaningful purchases.

This doesn’t mean you can’t have fun or treat yourself. It just means making sure your purchases align with what you value, rather than being driven by convenience or peer pressure.

Talking About Money Openly

Conversations about money can be awkward, but they’re important. AtThe Freckled Strawberry, we’re trying to break that barrier and make financial literacy feel refreshing and approachable. My own missteps—like that day in the coffee shop—have become powerful learning moments. And I know I’m not alone.

Looking ahead, I’m excited to continue growing my understanding of personal finance, both through educational resources like The Freckled Strawberry and open conversations with friends. Learning how to manage money doesn’t have to be stressful. With the right tools and mindset, it can even be empowering—and yes, fun.